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308 Ventana Way — Aptos — 4 Beds • 3 Baths • 2,996 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+52 more

$2,600,000

28 DOM

$868/sqft4 bd3 ba2,996 sqftHOA ~350/mo

Call

308 Ventana Way Aptos, CA 95003

14,593sqft lot

Welcome to this spacious single level, 4-bedroom, 3-bathroom home located in the exclusive gated community of the Seascape Uplands. Offering approximately 2,996 square feet of living space on a large 14593 sq ft lot, this property is perfect for those seeking comfort and functionality. The kitchen is a chef's dream, equipped with granite countertops, a double oven, gas range, dishwasher, microwave, French door refrigerator, garbage disposal, and exhaust fan. The kitchen seamlessly flows into a family room, creating an ideal space for gatherings. The very private backyard has a waterfall and a fountain where you can enjoy the morning sun, or a glass of wine in the afternoon. A combination of hardwood, tile, and carpet flooring are throughout the home. The primary suite with a walk-in closet, large bathroom with a jetted tub and stall shower, is located on the ground floor. Plantation shutters. Enjoy the warmth of the fireplace on cooler evenings and relax in the outdoor mini-spa/hot tub. A formal dining room and a spacious 3-car garage provide additional amenities. Laundry needs are easily met with an inside laundry area that includes a washer and dryer. Easy walk to Seascape Resort and the beach. Close to restaurants, shopping, Seascape Sports Club for tennis and pickleball.

MLS ML82038837

831.475.8111 (Office) 831-325-1970 (Cell) dnorris@davidlyng.com

Est. payment

$16,963/mo

Principal & interestTaxesInsuranceHOA

$13,147$2,708$758$350

Down %

Rate %

Years

Down payment: $520,000 · Total cost: $5,252,925

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$16,963/mo

Principal & interest: $13,147
Est. property tax: $2,708
Est. insurance: $758
HOA (normalized / mo): $350
Down payment: $520,000

Est. gross rent$10,833/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-6,130/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.