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20474 Gemmill — Apple Valley — 3 Beds • 1 Bath • 1,522 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+16 more

$350,000

3 DOM

$230/sqft3 bd1 ba1,522 sqft

Call

20474 Gemmill Apple Valley, CA 92308

5.00acre lot

Priced to Sell! Incredible opportunity in Apple Valley — below market value! This property offers tremendous upside for investors or buyers looking to customize their dream home. Situated on a spacious lot, the home requires TLC but has great potential to add value. Ideal for a flip, rental, or long-term investment. Don’t miss this chance to own a property with built-in equity in a growing area. Sold as-is. Buyer and buyer’s agent to verify all information and conduct their own due diligence.

MLS CV26078176

951-400-4771 (Office) Irene@H4SRealty.com

Est. payment

$2,237/mo

Principal & interestTaxesInsurance

$1,770$365$102

Down %

Rate %

Years

Down payment: $70,000 · Total cost: $707,125

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,237/mo

Principal & interest: $1,770
Est. property tax: $365
Est. insurance: $102
Down payment: $70,000

Est. gross rent$1,458/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-779/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 11, 2026	$350,000	—

Facts & Features

Structure & Property

Year Built1956

Garage Spaces2

951-400-4771 (Office) Irene@H4SRealty.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

20474 Gemmill, Apple Valley, CA 92308

Get Directions

Call

20474 Gemmill Apple Valley, CA 92308

About this home

Irene Sermeno

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Irene Sermeno

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

20474 Gemmill, Apple Valley, CA 92308

About This Property

Property Photos

20474 Gemmill Apple Valley, CA 92308

About this home

Irene Sermeno

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Irene Sermeno

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.